Ways to Give
Life Insurance Policy
Life insurance is a versatile tool that not only provides financial security for your loved ones but also offers an opportunity to support HeartLands Conservancy and leave a lasting legacy for conservation.
By designating HeartLands Conservancy as a beneficiary of your life insurance policy, you can help preserve wildlife habitats, agricultural heritage, and trails in southern Illinois for generations to come.
Life insurance may be a suitable option for individuals who:
- Want to support charitable causes such as conservation without impacting their current financial situation.
- Have an existing life insurance policy that is no longer needed for its original purpose.
- Seek to leave a lasting legacy for conservation while providing financial security for loved ones.
Learn more about gifts of cash, stock and mutual funds, and life insurance (pdf) »
How It Works
Designation
Designate HeartLands Conservancy as a beneficiary of your life insurance policy. You can choose to designate HeartLands Conservancy as the sole beneficiary or as a partial beneficiary alongside other beneficiaries.
Tax Benefits
Depending on the structure of your policy and your estate planning goals, you may be eligible for income tax deductions for premium payments, estate tax benefits, and potential elimination of capital gains tax on policy proceeds. You may be eligible for a charitable income-tax deduction for the cash surrender value of the policy when you assign HeartLands Conservancy as an irrevocable assignee.
Flexibile & Easy to Do
Life insurance offers flexibility in charitable planning, allowing you to support HeartLands Conservancy without impacting your current financial situation or estate plans. Designating HeartLands as a beneficiary of your life insurance policy is a simple and straightforward way to support conservation efforts without the need for complex estate planning strategies.
Learn More
To explore how you can leave a bequest to HeartLands Conservancy and shape your legacy of conservation and stewardship, please contact Mary Vandevord at ma**@*******************cy.org or call her (618) 566-4451 ex. 20.
Explore Other Planned Giving Options
Legacy Circle
Individuals who wish to disclose a future gift through a will or other method will become members of the Legacy Circle. By knowing about your gift in advance, the Conservancy can work with you during your lifetime to understand your wishes for your legacy.